Who you deal with in the system makes a huge difference.Had a situation where I wanted to bump up LOC by $40k through the branch at the NAB only to be put through the hoop and threatened with a cut.
By passed the officious little tyrant manageress at the branch, contacted former business banker and upped the limit substantially without the red tape.
Levels of authority in the system if understood will help you to get the correct banker. Glad it worked out.
