there is Ways to avoid this when it comes to cashing out into fiat, not that we should be looking to sell just yet , But its best to just do it in small amounts, to Prevent these situations , ive heard 2 Story's now regarding NAB so i think it is just This bank because ive had No problems with St George / ANZ / Westpac.
All my crypto is held on a trezor + have abit spread around on some wallets, But these days i keep hardly any garbage fiat, just basic expenses. Everything else is in crypto , money working for me , Not losing value and being eaten away by garbage Bank fees. Banks are the REAL crooks.
Everytime i get my hands on some of the Garbage fiat Paper i invest it into the projects i believe in and this is the way its been for years now and is a Cash machine, The crypto markets are Where the Gains at. when i do have Fiat , it is from selling crypto because of a emergency