Much easier to dload an app in 30secs and start buying ,, instead of going thru an application process for a credit card; For anyone under mid-late 20s not working 100pct fulltiime in a career just yet/ doing masters etc in that phase of life.
These no-interest cards been around since the GE card started "the buy now, dont pay anything for 2-3yrs" (only to be met by a huge interest and principal payments when the period is up after 2-3yrs. The no-interest credit cards have these type of hidden fees and charges and rules no diff.
A 30sec dload to ur phone with a super fast approval application process KILLS credit cards for ppl under 30, and even for older folk who cant be bothered with all the hidden surprise charges and fees associated w credit cards.
Credit cards had there day, these bnpl products are much simpler.
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