youre going to have to pay CGT whether you are employed or not-...

youre going to have to pay CGT whether you are employed or not- its just assessable income thats all but with 50% concession for holding 12 months or more.

If youre unemployed then your margin tax rate should be small so CGT might be small too if you are liable whereas if you plan on working next fin year you might be in higher tax bracket then for CGT (unless 50% concession helps)