Yes it is quite ridiculous.
I had a client who has never missed a repayment of their mortgage for 6 years at about 3000mth
They have a $200 default which was repaid a year ago.
80% LVR low doc.....have been knocked back.
lol
After a good 2 hour phone conversation and a bit of paper shuffling I got it through.
How they are higher risk than a new home buyer, 95% LVR with no credit history or skirmishes is beyond me.
But hey, what would I know.
Yes it is quite ridiculous.I had a client who has never missed a...
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