As long as you make a payment before your financial institution's cut-off time (this is the time at the end of the business banking day when you need to make a payment by for it to be processed overnight), the biller will acknowledge the payment as having been made that day and should process the payment the next banking business day.
If you make a payment after your financial institution's cut-off time, the biller will acknowledge the payment as having been made on the next banking business day (this does not include weekends or public holidays).
If you are unsure of your Internet or phone banking cut-off times or require more information, please contact your financial institution directly.
http://www.bpay.com.au/consumers/bpay/bpay_qa.aspx#qa140
http://www.bpay.com.au/consumers/bpay/bpay_qa.aspx
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