APT afterpay limited
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theres no moat esp since theres no rewards programme for any of...

  1. keith200
    2,495 Posts.
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    16/07/20
    15:22
    Post #: 45912922
    theres no moat esp since theres no rewards programme for any of these BNPL

    the more competition in the BNPL, the more retailers will shift/favour the one who takes the lowest cut of their sales

    Just like how some shops dont accept amex as the transaction costs are too high, some shops will shunn the BNPL company who takes too much margin
    APT Price at posting: $67.48 Sentiment: Sell Disclosure: Not Held
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    lightbulb Created with Sketch.  Great analysis
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