never laugh at a chinese man

Subject: Fwd: Fw: NEVER LAUGH AT A CHINESE







A Chinese man walks into a bank in New York City and asks for the loan
officer. He tells the loan officer that he is going to China on
business for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will need some form of
security for the loan, so the Chinese man hands over the keys to a new
Ferrari parked on the street in front of the bank. He produces the
title and everything checks out.

The Loan officer agrees to accept the car as collateral for the loan.
The bank's president and its officers all enjoy a good laugh at the
Chinese for using a $250,000 Ferrari as collateral against a $5,000
loan An employee of the bank then drives the Ferrari into the bank's
underground garage and parks it there.

Two weeks later, the Chinese returns, repays the $5,000 and the
interest, which comes to $15.41. The loan officer says, 'Sir, we are
very happy to have had your business, and this transaction has worked
out very nicely, but we are a little puzzled. While you were away, we
checked you out and found that you are a multi-millionaire. What
puzzles us is why you would bother to borrow $5,000? The Chinese
replies: 'Where else in New York
City can I park my car for two weeks for only $15.41 and expect it to
be there safely when I return.'

Never laugh at a Chinese! : )