"I have signed a lease for $600 per week on a house I could not...

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    "I have signed a lease for $600 per week on a house I could not have afforded the repayments on without some loss of lifestyle even with 20% deposit. So tell me again, with the "investor", the "bank" and the "government" making up the difference who is the smart one in this scenario?"

    ... Hmmmm, Now let me think about that for a minute.

    ... Nope - It's not you
 
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