hlingh, what you need to do I think is, and this is when the...

hlingh, what you need to do I think is, and this is when the uproar starts, is get some paid for advice from someone who can give it to you with legal liability if they are wrong.

This is an area that has some important estate, legal and tax considerations and not the kind of thing to be relying on an Accountants 'verbal instructions'. Get it in writing from someone who knows what they are talking about after considering your full position. That's what I'd do, but I don't know what I'm talking about a lot of the time, apparently.
Cheers : }