Hi MADX,
It will have no impact whatsoever on your non tax dependant. Your taxable component(which is taxed at 16.5%)is same in accumulation or pension phase.
I am wondering if your accountant meant to either
1.To withdraw the money and leave in bank account therefoer not taxable to dependants
2. Withdraw the money and recontribute to super as a non concessional contribution which has the effect of decreasing your taxable component.
