"if you seriously believe you can get 8% compound returns from...

"if you seriously believe you can get 8% compound returns from buying a 400k house right now, then go do it.

i'd take 7% on cash anyday"



Really? I'd take the flatline growth this year and the tax benefit. Then the 3% next year, 4% after that, 5% after that and then 20% after that. Meanwhile, your cash erodes year after year while your property will be positively geared in 10-15 years....