not sure what all the fuss is about.bnpl will stay and cc will...

not sure what all the fuss is about.

bnpl will stay and cc will die off. no one wants an endless loop of debt like cc. the bnpl payments are manageable and if the bnpl industry keeps to reasonable credit limits then it will outlast any credit cards.

sure not much barriers to entry and apt is not exactly any diff to any other bnpl but its the growth that will kill off competition.

sq prob sees apt as a platform to increase exposure globally and financial product variety in the future not just bnpl.

theres nothing more to it.