I was lead to believe that shadforths was the most upmarket member of the group, but where did you see that they make all the unpat? Lonsdale shadforths and bridges don’t seem to be the typical bank style, insurance sales advice channel that the banks used to use. Clearly the ANZ group and probably the bendigo group will have to morph though.
Also the number of ‘HNW’ individuals is significantly increasing in aus due to super balances, and I suspect that retirees with a mil or more will be keen to have a yearly financial health check in person for decades to come. So while I see the bank financial advisor for every man and his dog being a practice of the past, I think face to face advice has a long way to run.
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