I am also a business owner and a i also own the business property.
i have BUSINESS CONTINUITY cover with Allianz - small business advantage pack. There is absolutely no where does it even going close to excluding any disease like CORONA.
An example is their opening paragraph of the policy.
"Part C – Business Continuity. The cover Where Part C is shown as insured on the Schedule, We will pay You, in accordance with the Part C Basis of Settlement,for Consequential Loss resulting from the interruption of or interference with the Business that is caused by a Defined Event that occurs during the Period of Insurance."
I would assume that this Corona issue could be a defined event?
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