I mean this in a sincere way, who are novatti's in...

I mean this in a sincere way, who are novatti's in competitors in regards to bringing SME's to life. I.E building customized payment systems for SME's like rentpay or splitit offering a hands on approach and willing to do what ever it takes to secure the client. Novatti is super niche in the way they handle clients, often negotiating a stake in the company for their services.

A google search for customized payment solutions shows novatti ranking in third place. They are also running a promotion which gives them the most competitive pricing.

You say its a competitive space and sure there are a handful of mega companies operating in the space but the target market is increasing exponentially and will continue to do so.

Peter almost laughed when someone asked what the chances are of not getting the bank licence , then he said it was a 99% chance they will get it. The largest non bank acquiring service in Australia is Wpay. What kind of value adding services will novatti be able to offer once they do secure the licence. Surly what ever they offer it will increase their competitiveness.

You say this won't be the next afterpay but I wont be surprised when we look at novatti and it is 10X the current market cap.