VISA's reach is already more than any BNPL company could hope...

VISA's reach is already more than any BNPL company could hope for in another 10 years from now.
Even if the partnership is just for a year, this is going to eat into a major portion of the BNPL customer group with a VISA Credit card.
As of now no BNPL provider gives 'average buyer' over $5000 of leverage readily available with no additional paper work and extra credit checks.