They can’t, all merchants are not passing on the surcharge to customers, those who do will lose business…BNPLs are already too big and they will come out with newer ways of pricing.
But we have to accept that banks are losing a lot of income and they will cover it by increasing the spread on loans provided by them.
News: Z1P Australia's central bank tells Buy Now Pay Later firms to drop surcharge ban, page-18
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