Hi Mika, if you are serious, look into the fund you are with. Check out you investment option and what it has been returning. Is it an industry fund? if not, what can your industry offer you? Study up on SMSF, I am just switching from industry fund to Esuper, I want more control, the muppets at my industry fund cant even match the market!!
If you aren't interested in finding out about this stuff, leave it where it is and go and enjoy yourself. Get some kind of payment in 15 years.
Cheers,
JR
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