Brother no offence but you've pulled these figures out of your a*s and this is just pure upramping.
You've made assumptions like every single student is going to be using NOV's payment provider to pay. You've also said 36,000 students are paying their tuition fees through the system. The 36,000 students relates to a student union... not payment of student tuition fees.
The due diligence on these calculations are poor and the attempt at upramping is even poorer.
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