Nothing personal mate, just pointing out what you were saying before especially last year.
" If you want to talk Melbourne over the last 4 years property has had zero growth, so combined with inflation owners are around 12% behind already"
you are wrong again. not all the properties in melbourne have zero growth. some properties within 20kms of CBD has gone up more than 15%.
last year you were saying the same thing and the melbourne market went up 9% plus negative gearing.
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