Some people are very sensitive. I do with my money as I wish however when holding its good to be around positive posts. I find it a lot less stressful then posts either reminding you how bad your going or posts designed to install fear. I know how bad I am going, I think about it 24/7 however I have made my bed so would rather just sleep in it then be reminded what a bad job I did making it. I had that enough as a kid.