Insurance companies taking advantage of the idiocy with record profits. If people insist on being stupid and falling for the sucker excuse to raise premiums, then they will accept the record profits gladly.
We have record food production and less deaths due to the expected warming from the Sun cycles which would happen with or without mankind's presence.
One day you will learn not confuse corelation with causation. It will be a sad day for the insurance company actuaries though.
