Real question here is- How many banks are fully fledged and...

Real question here is- How many banks are fully fledged and structured to be for migrants.

How many are running off blockchain technology to transact and have agreements in place with on demand liquidity with XLM & XRP?

You're only targeting on particular layer, Novatti is an onion with multiple layers and sophistication, hence the APRA delays in approval- there aren't many plays like this on the asx awaiting this license & also aren't many who are listed on an exchange awaiting approval.

If you are going to run a bear case, at least have some relevance of analysis, this is trash and actually funny as you make a fool out of yourself by trying to look educated.

Lets see if you stick around after June when the acquiring platform is launched, that'll be the real question- considering that part of the Novatti business will generate 100's millions in revenue and major profit gains...