I guess it is fair to say there are so many fintechs out there doing the same thing, but only the most efficient and innovative ones will make it out of the lion's den.
Cross boarder payments have been stuck in this old model of SWIFT which is known to be slow and relies on funds in escrow accounts. What NOV is doing can be life changing and I may suggest you to read into the technology of XRP. The hardest part of change is to realise why there is a need to change, people are so used to their old habits and applies the mentality of "if it ain't broke, why fix it".
May I ask why did you invest in NOV? Because from the sound of it, you didn't invest in NOV because of their insights and technology.
Novatti - The $1 party, page-2921
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