many of the associated costs have come from addtional team [+125 on previous year] & setting up the acquirer platform for merchant acquiring, which well commence seeing solid returns for both investments.
The P&L needs to be read efficiently and also taking into account where the money is being spent, all of which tick every box. I'm most excited about the merchant acquiring platform this will generate 100's of millions revenue within 2-3 years- this is fact.
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