Yep!I predict the cash burn, liquidity and profitability issues...

Yep!
I predict the cash burn, liquidity and profitability issues will improve tremendously once the banking license is either accepted or declined because:

If accepted, NOV starts generating increased revenues from this without much increased expenditure as the staff are already there. Maybe some infrastructure costs initially but that’s about it.
if declined, fire the staff and expenditure drops quite a bit.

Even if declined, I still see a strong business at play, maybe with less rapid growth compared to with a banking license, but still strong nonetheless due to great acquisitions/investments as well as strong core growth.