I am 100% with your view on NOV. I see huge synergies with...

I am 100% with your view on NOV. I see huge synergies with Payment processing, accounting programs and access to funds.
Appreciate all alternative views but I consider that NOV is primarily a B2B payment processing company. Not directly consumer focused, however, will pick up income in this area via China Payment and Billpay services.

It’s a growth fintech which I believe enough cash reserves and I did not believe the revenue ‘decline’ last quarter was that big of a deal.. I’d call it more flat than a drop. Also need to look at this with the cash burn rate .. this has come down. The current quarter about to close will be the first without the Bank costs included and should provide a clearer picture of where we currently are at. Explanations for this were given for this. More clarity will come from this quarter. For me NOV is a long term play. In my mind they have enough cash to look forward enough.

We all have different investment time frames and risk profiles.
I consider NOV and FND as two of my current favoured stocks.
As always DYOR and best of luck. Stay calm.

cheers Anton