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Objective Analysis: Psychology of using BNPL, page-113

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aurelex90

4,404 Posts.

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31/07/20

22:50

Post #: 46231190
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Originally posted by PigsMightFly: ↑

The late fees can NOT exceed the cap of $68 of total late fees (meaning both $10 & $7 late fees together)
or 25% of the order. Whichever is less!!

Try reading the T&Cs instead of shooting of your mouth:

If a payment is not processed on or before the due date, late fees will apply – initial $10 late fee, and a further $7 if the payment remains unpaid 7 days after the due date.

So a minimum of $17 if you're one week overdue

For each order of $40 or above, the total of the late fees that may be applied are capped at 25% of the original order value or $68, whichever is less.

https://www.afterpay.com/en-AU/terms-of-service

The fees are per order (not the total). They do not include extra late fees for being 7 days overdue.

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Is it so hard to realise you may be charged $17 dollars in fees if you are a few days late... why are you so up in arms over a $7 fee difference anyway?

APT Price at posting: $68.54 Sentiment: None Disclosure: Held
2 Upvote

0 Great analysis

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