Why are you looking at it on a per customer basis without standardising for amount spent? I can also say that mortgage lending is predatory because on a per customer basis customers are charged thousands in interest.
You clearly need to standardise the fees/interest charges for the amount spent, which is what ive done which shows the fees as a proportion of amount spent is very similar between CCs and APT
APT Price at posting:
$69.37 Sentiment: Sell Disclosure: Not Held
