Credit Cards are a predatory product, Afterpay is not. Millenials have rejected credit cards and embraced Afterpay.
People can easily pay thousands of dollars interest on their credit cards per annum. Afterpay customers pay less than $10 per annum on average in late fees.
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- Objective Analysis: Psychology of using BNPL
Objective Analysis: Psychology of using BNPL, page-5
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