Hi hummms. This has nothing to do with the pawn shop part of the business (pledged goods). It is the personal (pay day) loan business which is subject to an entirely different set of regulations, which became much tighter effective 1 July this year.
My view is that they have stayed within the legislation but it will be the first test of a set of rules that is a little bit ambiguous with respect to what can be charged, particularly with fees.
Will be worth watching carefully
Cheers, Mug
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