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Nic I don't think anyone is being nasty but it's all in the releases and in previous posts. And maybe they are resorting to teach a man to fish and feed him for life adage, rather than donate and feed him for a week hence the DYOR. while HC is a good resource, one has to remember that's all it is a resource to add to your own base. I am sure you know it, but it's a timely reminder that nothing ever beats the hard yards you do yourself to keep yourself in the game while others falter.