Ovanti Secures $100 Million in Debt Capital Through BNPLPay...

Ovanti Secures $100 Million in Debt Capital Through BNPLPay Partnership, Paving the Way for U.S. Expansion

Melbourne, Australia – March 12, 2025 – In a major milestone for its growth strategy, Ovanti Limited (ASX: OVT) has secured access to $100 million in debt capital through its newly inked 20-year License Agreement with BNPLPay Protocol. This landmark deal positions Ovanti as a key player in the rapidly expanding Buy Now, Pay Later (BNPL) sector, offering it a low-cost funding source that will drive profitability and fuel its U.S. market entry.

Under the agreement, BNPLPay Protocol, a blockchain-powered lending platform, will provide Ovanti with access to stablecoin-backed financing, ensuring significantly lower interest rates compared to traditional financial institutions. With the BNPL sector’s rapid growth and high capital demands, Ovanti’s ability to tap into $100 million in debt funding offers a significant competitive advantage, allowing it to scale efficiently without the constraints of high-cost borrowing.

A Game-Changing Deal for Ovanti’s Future

“This agreement is a transformative step for Ovanti,” said Daler Fayziev, Executive Chairman and interim CEO of Ovanti Limited. “Not only do we now have a stable, low-cost capital source for our BNPL operations, but we are also securing a long-term revenue stream by sharing 50% of BNPLPay Protocol’s revenue. This positions us for sustainable growth while reducing our reliance on expensive debt financing.”

A key advantage of this agreement is that Ovanti is not required to provide first-loss capital—a common requirement in traditional BNPL lending arrangements. This means the company can allocate its resources more effectively, focusing on growth and expansion rather than risk reserves.

Strategic Expansion into the U.S. Market

With BNPL adoption surging in the United States, Ovanti is poised to enter the U.S. market with a strong financial foundation. The company’s access to $100 million in debt capital ensures that it can compete effectively with established BNPL providers, offering more attractive lending terms and expanding its footprint without the burden of excessive interest costs.

“This agreement directly strengthens our U.S. market entry strategy,” added Fayziev. “The significant reduction in our cost of capital allows us to provide more competitive BNPL offerings, ultimately benefiting our customers while enhancing our margins.”

A Stronger Future for Shareholders

Beyond securing funding, the deal offers an exciting upside for Ovanti shareholders. By gaining 50% of BNPLPay Protocol’s revenue, Ovanti has created a new, recurring income stream that diversifies its earnings. As BNPLPay expands and processes more lending volume, Ovanti stands to benefit financially without additional operational costs.

Market analysts see this as a significant step forward for Ovanti’s business model. “This is a well-structured deal that provides Ovanti with both funding security and revenue growth potential,” said a fintech industry expert. “The BNPL space is highly competitive, and having $100 million in financing at lower rates gives Ovanti a strong foothold to scale effectively.”

A Bold Move in Fintech Innovation

By partnering with BNPLPay Protocol, Ovanti is embracing the future of decentralized finance (DeFi). The blockchain-based lending model not only reduces financing costs but also increases transparency and efficiency, making it a forward-thinking move in the evolving financial landscape.

Ovanti’s ability to leverage blockchain technology while securing stable, low-cost funding underscores its commitment to innovation and long-term value creation. With $100 million in debt capital secured and a 20-year revenue-sharing agreement in place, the company is well-positioned to become a leading force in BNPL and digital payments globally.