3.9c getting nibbled at again.....
Just worked it out - the morons keeping this down must have their calcs out! 80c on amex /20/0.928 = 0.043 equiv
I think they multiplied by 0.928 instead of dividing (0.8 / 20 x 0.928 = 0.037) lol
overcoming the 4c barrier, page-28
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