at the moment this company as well as sezzle and afterpay....

at the moment this company as well as sezzle and afterpay. Klarna and affirm all in the same boat of growth.
many software /tech company takes upwards of 10 years to be profitable.
zip has gone from 84 million revenue to 252 million revenue in a year. The quadpay acquisition was smart. Same culture. Same pedigree of people running the show. Market leading tech that is superior to the competition. They have Bnpl, b2c business, b2b business.....and they continue to land enormous clients. Partnerships with Fiserv, Mercari, GameStop, Amazon, EBay. They have the lowest cost of integration for merchants and then charge a lower amount to merchants of 2-4 percent of sale plus 15 c a transaction. They are more in tune to both the merchants offering value and ease of use. Their net promoter score is excellent. Apps are both 4.5 star rated. World class culture based on employee reviews.
the big question is how quickly can they grow in the US, signing amazon globally as a partner (I don’t see amazon lining up to buy any other Bnpl shares, do you? Ask yourself why amazon Australia chose Zip and not Afterpay who was bigger)
Europe is going to be an interesting battle ground with Klarnas encumbency there. Canada and UK is up for grabs, sezzle is still too small to be a real threat based on the size of the market.