I think that's unlikely Billy. Its always been an option for Families to obtain a one off permit and avoid using the the services of a Funeral Director. I can't see many people opting to put Grandma's coffin in the back of the family station wagon and taking her to the crematorium themselves. There are many matters that people can take care of themselves but choose to engage the services of a professional. I think dealing with death would be one of the more likely matters that people would seek help with.
A more likely disrupter would be a co operative emerging as happened in the U.K. People tend to shop around more these days and I think price will become a greater consideration than it has been. So I think there's a risk for Propel and Invocare losing market share to lower priced competitors but not to DIY family members.
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