they are very much a cash-based society over there and quite a...

they are very much a cash-based society over there and quite a bit behind some other countries tech-wise - will be a long time before they're all pay waving IMO, which is why their ATM usage will be even more than here, which again begs the question in the other thread trending at present......why is it so undervalued? time for the market to wake up. If the Aus equivalent company can have the market cap it does and as you say ATM transactions here are down considerably as a result of the new payment system here, then this really is worth even more than we thought based on the difference between how Australians and Indians conduct their banking.