Welcome to the world of PAYG. Ordinary mortals are PAYE. If you...

Welcome to the world of PAYG. Ordinary mortals are PAYE. If you are deriving non PAYE income, then yes, quarterly PAYG payments are normal.

As people often say, if you are paying taxes you are making money.

Every person's circumstances are different and an accountant is the best person to speak to regarding tax minimising.

If the tax bill is due to an event (such as property sale) that will not happen again, you should be able to vary the amount paid. If the PAYG is due to last year's profitable trading and you are still trading, then not much you can do about it.

Do seek professional advice.