IMO..BNPL are here to stay. PayPal, is just another player in the market and don't lend money like BNPL providers. Other IPO's such as Layby also entering the market. Sezzle are strong in North America and have great management. I think the future of credit cards is dying. People ATM are getting sucked into the hype of PayPal and when things settle, so should the SP. The onslaught has slowed and i think it will come back..BTW PayPal actually suck..IMO
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