Absolutely crazy to sell this at a loss or sell at all. When the dust settles it will be seen that Bpay has a lower borrowing limit; Apt much higher. Apt has a huge market share with lots of 'sticky' customers.. there's plenty of room for growth and we have'nt even entered the Asian market. volume will grow .. there's room for plenty of players.. sit tight and don't let your panic be a bargain snatched by someone else..
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