Could affect future growth. Merchants uptake may slow with an existing BNPL they can offer without paying extra fees. It could also force APT to price the product more competitively closer to the 2.9% of Paypal. Essentially it gives some negotiating power back to the merchant which isnt good news. Also vastly reduces the chance of PayPal making a take over offer.
Tomorrow could be very interesting. I wouldnt be surprised to see a significant price drop. What do you guys make of this?
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