Payright or Openpay, page-2

PayRight require me to send them a message with all my contact details to join, and what wait for a call? Yeah that's gonna be a no from me dawg.

As for openpay well there website near-me shops is broken so not a good start.

On openpay

"Compared to Afterpay our terms are longer. In the retail space we have up to four-month terms, and in other verticals it's up to 24 months. Our amounts are also flexible, and you can pay for retail items of up to $10,000."

So a ZIP clone which is much close to a credit card/loan then AfterPay/lay-by