Just to put your suggestion in real terms. Say you won $200m....

Just to put your suggestion in real terms. Say you won $200m. dollars in the lotto and PEN approached you for a loan of the full amount, guaranteeing you 15% interest at the end of one year, that is $30m. You would end up with $230m. At the end of the following year assuming PEN didn't go bust AND had the funds to pay you back. Would you lend it to PEN? This what "surely they will be able to secure funding now" means.