Again FWIW Bomber78, I have over my career given much independent analysis for numerous businesses, yet we always try and suit the needs of the company - at the end of the day they are the client, they pay us. Modelling is always tweaked to provide best outcome, this is just the nature of business.
Remember all those legal battles back in 2009 about the housing market regulators in the USA, not so long ago ... you wanted that book to be Rated B+, it would be B+ ,,,
NL.
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