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Thank you for doing that @kevin103 . I think its worth just to...

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    Thank you for doing that @kevin103 . I think its worth just to look at things in more detail sometimes as it just puts things in perspective. Pine Labs is fine. Great company, but nothing to worry about. Building awareness of BNPL is important in SEA. I think Pine Labs, IOU and any other well capitalized BNPL player will do well in the space. I just think IOU at a $200m market cap, and $50m in the bank, together with strong relationships already in Malaysia through its existing relationships offers a compelling investment opportunity.
 
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