Book said " many of us aren't lazy and have a lot of economic challenges facing us as a generation" true enough. I have grandkids. But just consider. My first job( 1948) paid one pound seven and six. I married my childhood sweetheart at 21. We were both savers. Returning from honeymoon we had 180pounds, ($ 360) which happened to be the price of a frig. No car. Probably fair enough to say we had some economic challenges facing us. Nonetheless we have done more than ok. Left school at 15. Have two post graduate degrees. Message:work hard, save hard and don't borrow too much and you will be ok. Hope I don't sound too much like a silly old fart. Good luck to all. Biva
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