I wish you were right
but it's more likely the opposite
Labor will open the flood gates.
The royal commission is a waste of time as most people I know have left the big 4 and moved to second tier lenders
not controlled thus far .Their not after new loans, but to keep the high level of debt they have on interest only.
Interest rates might go up a bit more but when the sh..t hits the fan it will hit new lows and the poor saver might even get a negative return.
Its all about, kicking the can down the road,closing your eyes, selling a debt growth story,and in the end running away before the bomb goes off.