...ha ha... pete, of course I agree... I called your post 'clear and correct'.
the problem is the current financial system (run by and for criminals) does not like clear and correct... so we need to talk about "unrepentent, power-gouged, money stealing criminals"; they will not figure out we are talking about them
it would be good (but painful) for EVERY criminal bank (90+% of all banks) to fail; so I am with you
