timber, capital market and insurance (net of reinsurance) income...

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    timber, capital market and insurance (net of reinsurance) income made up 42% of their total income. Even if we exclude insurance (because it is a more traditional bank product, although I disagree with doing that because it isn't real traditional income for a bank whereas net interest is), they still rely on 24% of their income from capital markets. I think thats high, personally.

 
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